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A checkpoint that sits between a company's AI agents and its payment rails and decides whether each payment the agent proposes may go ahead.

A checkpoint that sits between a company's AI agents and its payment rails and decides whether each payment the agent proposes may go ahead. Detail: every proposed payment passes tool allow-lists, per-transaction / daily / monthly spend limits, a payee allow-list, a "self-attestation" step where the agent restates the request, and a separate model that scores the payment against the original request on five dimensions (amount, currency, recipient, consent, purpose) — the lowest score wins, and below a threshold the payment pauses for a human (https://ralio.co/security/, read 2026-09-29). Agents talk to it over a TypeScript SDK (@ralioco/sdk, MIT), a CLI or MCP; a human configures the rules in the console. Rails listed on the home page: UK bank transfers (FPS, BACS), SEPA, Visa / Mastercard / Amex, and EURC / USDT / USDC stablecoins. It is B2B — paying supplier invoices, payroll, treasury — and says plainly it is not a payment provider.

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